diff --git a/src/main/java/dev/banking/DemoFactory.java b/src/main/java/dev/banking/DemoFactory.java
new file mode 100644
index 0000000..3bb7f92
--- /dev/null
+++ b/src/main/java/dev/banking/DemoFactory.java
@@ -0,0 +1,55 @@
+package dev.banking;
+
+import dev.banking.service.BankingSystem;
+
+/**
+ * Creates a ready-to-run demonstration environment.
+ *
+ * Students do not need to modify this class.
+ */
+public final class DemoFactory {
+
+    private DemoFactory() {
+    }
+
+    /**
+     * Builds a fully configured banking simulation system.
+     *
+     * This includes:
+     * - Bank accounts
+     * - Transaction stream generator / loader
+     * - ExecutorService (thread pool)
+     * - Transaction processor
+     * - Live monitoring system
+     *
+     * @return configured BankingSystem instance
+     */
+    public static BankingSystem createDemoSystem() {
+
+        /*
+         * TODO (Instructor Implementation Only)
+         *
+         * Example responsibilities:
+         *
+         * 1. Create bank accounts:
+         *    - Account(1, 1000)
+         *    - Account(2, 2000)
+         *    - Account(3, 1500)
+         *
+         * 2. Create transaction list or stream
+         *
+         * 3. Initialize ExecutorService:
+         *    Executors.newFixedThreadPool(n)
+         *
+         * 4. Create TransactionProcessor
+         *
+         * 5. Create BankingSystem and inject dependencies
+         *
+         * 6. Attach LiveMonitor (optional)
+         */
+
+        throw new UnsupportedOperationException(
+                "Instructor implementation required."
+        );
+    }
+}
\ No newline at end of file
diff --git a/src/main/java/dev/banking/model/BankAccount.java b/src/main/java/dev/banking/model/BankAccount.java
new file mode 100644
index 0000000..fa83105
--- /dev/null
+++ b/src/main/java/dev/banking/model/BankAccount.java
@@ -0,0 +1,48 @@
+package dev.banking.model;
+
+public class BankAccount {
+
+    private final int accountId;
+    private long balance;
+
+    public BankAccount(int accountId, long initialBalance) {
+        this.accountId = accountId;
+        this.balance = initialBalance;
+    }
+
+    public int getAccountId() {
+        return accountId;
+    }
+
+    /*
+     * TODO
+     * Implement a thread-safe balance reader.
+     */
+    public long getBalance() {
+        throw new UnsupportedOperationException();
+    }
+
+    /*
+     * TODO
+     * Implement a thread-safe deposit operation.
+     */
+    public void deposit(int amount) {
+        throw new UnsupportedOperationException();
+    }
+
+    /*
+     * TODO
+     * Implement a thread-safe withdrawal operation.
+     */
+    public void withdraw(int amount) {
+        throw new UnsupportedOperationException();
+    }
+
+    /*
+     * TODO
+     * Implement an atomic and deadlock-free transfer.
+     */
+    public void transfer(BankAccount target, int amount) {
+        throw new UnsupportedOperationException();
+    }
+}
\ No newline at end of file
diff --git a/src/main/java/dev/banking/model/Transaction.java b/src/main/java/dev/banking/model/Transaction.java
new file mode 100644
index 0000000..8ea1c37
--- /dev/null
+++ b/src/main/java/dev/banking/model/Transaction.java
@@ -0,0 +1,39 @@
+package dev.banking.model;
+
+public class Transaction {
+
+    private final TransactionType type;
+
+    private final int sourceAccountId;
+    private final int targetAccountId;
+
+    private final int amount;
+
+    public Transaction(
+            TransactionType type,
+            int sourceAccountId,
+            int targetAccountId,
+            int amount
+    ) {
+        this.type = type;
+        this.sourceAccountId = sourceAccountId;
+        this.targetAccountId = targetAccountId;
+        this.amount = amount;
+    }
+
+    public TransactionType getType() {
+        return type;
+    }
+
+    public int getSourceAccountId() {
+        return sourceAccountId;
+    }
+
+    public int getTargetAccountId() {
+        return targetAccountId;
+    }
+
+    public int getAmount() {
+        return amount;
+    }
+}
\ No newline at end of file
diff --git a/src/main/java/dev/banking/model/TransactionType.java b/src/main/java/dev/banking/model/TransactionType.java
new file mode 100644
index 0000000..7653758
--- /dev/null
+++ b/src/main/java/dev/banking/model/TransactionType.java
@@ -0,0 +1,7 @@
+package dev.banking.model;
+
+public enum TransactionType {
+    DEPOSIT,
+    WITHDRAW,
+    TRANSFER
+}
\ No newline at end of file
diff --git a/src/main/java/dev/banking/monitor/LiveMonitor.java b/src/main/java/dev/banking/monitor/LiveMonitor.java
new file mode 100644
index 0000000..a625199
--- /dev/null
+++ b/src/main/java/dev/banking/monitor/LiveMonitor.java
@@ -0,0 +1,23 @@
+package dev.banking.monitor;
+
+import dev.banking.model.BankAccount;
+
+import java.util.Collection;
+
+public class LiveMonitor {
+
+    public void update(
+            Collection<BankAccount> accounts
+    ) {
+
+        for (BankAccount account : accounts) {
+
+            System.out.printf(
+                    "Account %d -> %d%n",
+                    account.getAccountId(),
+                    account.getBalance()
+            );
+
+        }
+    }
+}
\ No newline at end of file
diff --git a/src/main/java/dev/banking/processor/TransactionProcessor.java b/src/main/java/dev/banking/processor/TransactionProcessor.java
new file mode 100644
index 0000000..97ee0bb
--- /dev/null
+++ b/src/main/java/dev/banking/processor/TransactionProcessor.java
@@ -0,0 +1,44 @@
+package dev.banking.processor;
+
+import dev.banking.model.*;
+
+import java.util.Map;
+
+public class TransactionProcessor {
+
+    private final Map<Integer, BankAccount> accounts;
+
+    public TransactionProcessor(
+            Map<Integer, BankAccount> accounts
+    ) {
+        this.accounts = accounts;
+    }
+
+    public void process(Transaction tx) {
+
+        BankAccount source =
+                accounts.get(tx.getSourceAccountId());
+
+        switch (tx.getType()) {
+
+            case DEPOSIT -> {
+                source.deposit(tx.getAmount());
+            }
+
+            case WITHDRAW -> {
+                source.withdraw(tx.getAmount());
+            }
+
+            case TRANSFER -> {
+
+                BankAccount target =
+                        accounts.get(tx.getTargetAccountId());
+
+                source.transfer(
+                        target,
+                        tx.getAmount()
+                );
+            }
+        }
+    }
+}
\ No newline at end of file
diff --git a/src/main/java/dev/banking/service/BankingSystem.java b/src/main/java/dev/banking/service/BankingSystem.java
new file mode 100644
index 0000000..ec0101b
--- /dev/null
+++ b/src/main/java/dev/banking/service/BankingSystem.java
@@ -0,0 +1,34 @@
+package dev.banking.service;
+
+import dev.banking.model.*;
+import dev.banking.processor.TransactionProcessor;
+
+import java.util.List;
+import java.util.concurrent.ExecutorService;
+
+public class BankingSystem {
+
+    private final ExecutorService executor;
+    private final TransactionProcessor processor;
+
+    public BankingSystem(
+            ExecutorService executor,
+            TransactionProcessor processor
+    ) {
+        this.executor = executor;
+        this.processor = processor;
+    }
+
+    public void processTransactions(
+            List<Transaction> transactions
+    ) {
+
+        for (Transaction tx : transactions) {
+
+            executor.submit(() -> {
+                processor.process(tx);
+            });
+
+        }
+    }
+}
\ No newline at end of file